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With the information from this website we hope we have helped you reevaluate the option of owner-financing. Whether you are a buyer who needs alternative options to the stringent requirements of traditional lending institutions or a seller who is seeking the easiest and most economical way to sell your home, owner financing may be the key.



What is a Simultaneous Closing? A simultaneous closing is the process by which someone sell their property can carry the note or take back the note on the property and sell the note at the same time they close the sale of the property. Thus they sell the property and the note at virtually the same time.

A Simultaneous Closing may be the perfect solution to your real estate transaction. Contact us at Colonial Blue and we will help evaluate whether your property and potential buyer are good candidates for a simultaneous closing and help you structure the note so that it can be bought for the highest possible value at closing.

Fill out our form on the Sell Your Note page and we will contact you within 24 hours.

Or if you have further questions please feel free to ask us anything on the Request More Information form page.




Owner Financing appears attractive but you may still have fears or confusion about trying to construct an owner financed offer. Let Colonial Blue help.

We can help eliminate the negative aspects you may feel are associated with owner financing, by creating a Simultaneous Closing.


Fears and How Colonial Blue can Overcome them by Buying the Note at Closing
  Fear of Seller   Solution
Seller Does Not Want to Wait for Money Colonial Blue will buy the note for a lump sum of cash right after closing
Seller is Afraid to Lose Money on the Sale of the Note By letting Colonial Blue help you structure the note, we can be sure you will make the highest possible return on it. We can also advise you on how to maximize your profits, whether by keeping just a small number of the payments and sell the rest, or by changing the required down payment percentage.
Seller is Afraid of the Risk Let Colonial Blue take away your risk. By selling your full note at closing you eliminate your risk. Let us worry about the payor and the payments. You receive the cash and the freedom, we receive the risk.
Seller Needs more Money than Just the Down Payment Get the funds you need now, when you sell the property. No need to wait on future payments when we give the power to receive cash right after closing. You can use that cash to create a higher return for you in one lump sum rather than time wasting payments.
Seller Does Not Have the Time or Energy to Do the Due Diligence Many times an owner-financed solution is rejected because the owner does not have the time or energy to do the credit checks, employment verification, and other research on the potential buyer. If you choose to pursue a simultaneous closing then our funding sources will take care of the due diligence work and the paperwork associated with it.
  Fear of Buyer   Solution
Buyer is Afraid that Terms of the Note and Interest will Change When a Note is sold the terms of that note can not legally change, so the payments and agreed payment schedule and interest rate will always remain the same.
Buyer is Afraid the Terms and Structure of a Note will Favor the Buyer Too Much While Colonial Blue can help you create a note that will have the most value to sell, the terms of the note have to be agreed upon by the Buyer and Seller. Generally the owner financed deal does favor the buyer a little, usually with interests rates 1 to 3 points above prime, and/or in receiving the full asking value of the home. However this is due to that fact that the owner is making the effort and doing the leg-work for this alternate means of financing. In the end everyone wins.




Colonial Blue is neither a real estate broker nor a mortgage lender, so we are therefore not allowed to speak with both the seller and the buyer. However, whether you are the seller or the potential buyer we can help instruct you on how to create and present an owner financed transaction.


What is a Note?

Benefits of Owner Financing to the Seller & the Buyer

How does the Creation & Sale of a Real Estate Notes Work

Request More Info

Sell Your Real Estate Note here

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Info@colonialblue.com
PO BOx 60972 : Pasadena, CA : 91116-6972
tel 626.905.2583 : fax 626.795.2885